Dive Temporary:
- Greater than 3 in 4 employers mentioned they imagine their employees are ready for retirement, but lower than half of employees suppose so, in line with PNC Financial institution’s third annual Monetary Wellness within the Office Report, launched Aug. 27.
- Staff had various ranges of confidence of their capability to satisfy their retirement targets by generations, the report discovered. Whereas 56% of Era Z staff mentioned they’re “considerably” or “very assured,” 50% of millennials and boomers and 43% of Era X mentioned the identical.
- Of the greater than 500 U.S. employers surveyed, 78% mentioned employees’ monetary stress has a detrimental impact on operations, mirroring final yr’s findings.
Dive Perception:
Greater than half of employees mentioned their monetary well being negatively impacts their office productiveness, in line with an August report from The Hartford.
In the meantime, two-thirds of employees who participated in a latest multigenerational survey printed by the Transamerica Institute mentioned they didn’t count on to manage to pay for saved to meet their retirement wants.
A part of getting ready employees for retirement is making certain they perceive each what retirement truly seems like and the fact of their private monetary state of affairs, an official on the Nationwide Institute on Retirement Safety beforehand advised HR Dive.
PNC discovered there a minor uptick within the proportion of staff who had entry to a monetary planning profit. In 2025, 30% did, up from 28% the yr earlier than.
Regardless of their trepidation about retirement financial savings, employees reported a slight enchancment within the quantity of stress they really feel about their funds, PNC discovered. Sixty-eight p.c of staff mentioned they’re “considerably” or “very” careworn about their funds, in comparison with 70% in 2024 and 71% in 2023.
Employers, too, mentioned they thought employees’ monetary stress ranges had been down. Sixty-nine p.c of corporations mentioned they believed employees confronted monetary stress in 2025, an enchancment from 78% in 2024 and 71% in 2023, the report discovered.
Total, employees mentioned they had been extra in command of their funds this yr (62%) in comparison with 2024 (56%), per PNC.
